[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.arnos.cz\/cim-se-spasi-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.arnos.cz\/cim-se-spasi-podnikatele\/","headline":"\u010c\u00edm se spas\u00ed podnikatel\u00e9?","name":"\u010c\u00edm se spas\u00ed podnikatel\u00e9?","description":"Lidem se n\u011bkdy neda\u0159\u00ed po finan\u010dn\u00ed str\u00e1nce tak, jak by si to tito p\u0159edstavovali. A ani u soukrom\u00fdch podnikatel\u016f to nen\u00ed jin\u00e9. I ti mohou m\u00edt n\u011bkdy finan\u010dn\u00ed probl\u00e9my, kter\u00e9 je t\u00e1hnou ke dnu. A kdy\u017e dolehne na takov\u00e9 soukromn\u00edky finan\u010dn\u00ed t\u00edse\u0148, pochopiteln\u011b ji tito \u0159e\u0161\u00ed. Nedostatek pen\u011bz nelze ani v soukrom\u00e9m sektoru ignorovat. Ale […]","datePublished":"2023-11-19","dateModified":"2023-12-19","author":{"@type":"Person","@id":"https:\/\/www.arnos.cz\/author\/#Person","name":"","url":"https:\/\/www.arnos.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"arnos.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.arnos.cz\/wp-content\/uploads\/portrait-happy-woman-sunglasses-posing_171337-3216.jpg","url":"https:\/\/www.arnos.cz\/wp-content\/uploads\/portrait-happy-woman-sunglasses-posing_171337-3216.jpg","height":0,"width":0},"url":"https:\/\/www.arnos.cz\/cim-se-spasi-podnikatele\/","about":["Finance"],"wordCount":389,"articleBody":"   Lidem se n\u011bkdy neda\u0159\u00ed po finan\u010dn\u00ed str\u00e1nce tak, jak by si to tito p\u0159edstavovali. A ani u soukrom\u00fdch podnikatel\u016f to nen\u00ed jin\u00e9. I ti mohou m\u00edt n\u011bkdy finan\u010dn\u00ed probl\u00e9my, kter\u00e9 je t\u00e1hnou ke dnu. A kdy\u017e dolehne na takov\u00e9 soukromn\u00edky finan\u010dn\u00ed t\u00edse\u0148, pochopiteln\u011b ji tito \u0159e\u0161\u00ed. Nedostatek pen\u011bz nelze ani v soukrom\u00e9m sektoru ignorovat.Ale co maj\u00ed podnikatel\u00e9 ud\u011blat, aby m\u011bli dost pen\u011bz, pokud se jejich byznysu zrovna nevede nejl\u00e9pe? Jak maj\u00ed tito zvl\u00e1dat do\u010dasn\u011b trvaj\u00edc\u00ed finan\u010dn\u00ed probl\u00e9my, kdy\u017e to nezvl\u00e1dnou dosahov\u00e1n\u00edm vy\u0161\u0161\u00edch zisk\u016f?\u0158e\u0161en\u00ed takov\u00fdch probl\u00e9m\u016f nen\u00ed \u017e\u00e1dn\u00fdm tajemstv\u00edm. Kdy\u017e soukrom\u00ed podnikatel\u00e9 nemaj\u00ed takov\u00e9 p\u0159\u00edjmy, jak\u00e9 by pot\u0159ebovali, uch\u00e1zej\u00ed se naprosto samoz\u0159ejm\u011b o p\u016fj\u010dky. Jen\u017ee stejn\u011b jako spot\u0159ebitel\u00e9 nemaj\u00ed ani tito soukromn\u00edci jistotu, \u017ee p\u016fj\u010dku, pro kterou se rozhodnou, automaticky dostanou. Jist\u011b, i moment\u00e1ln\u011b ne\u00fasp\u011b\u0161n\u00fdm soukromn\u00edk\u016fm se p\u016fj\u010dky nab\u00edzej\u00ed, ale fakticky je dostanou jenom tehdy, kdy\u017e se za n\u011b dok\u00e1\u017eou adekv\u00e1tn\u00edm zp\u016fsobem zaru\u010dit. Kdy\u017e je jist\u00e9, \u017ee budou takto z\u00edskan\u00e9 pen\u00edze spl\u00e1cet.Ale mnoho podnikatel\u016f za\u017e\u00edv\u00e1 t\u011b\u017ekosti, je\u017e se na nich podepisuj\u00ed natolik z\u00e1sadn\u011b, \u017ee br\u00e1n\u00ed v dolo\u017een\u00ed \u017e\u00e1douc\u00ed bonity. A pak takov\u00ed podnikatel\u00e9 neusp\u011bj\u00ed v \u017e\u00e1dn\u00e9 z bank. A aby pen\u00edze sehnali, mus\u00ed se obracet na nebankovn\u00ed sektor.A nebankovn\u00ed spole\u010dnost je pak \u010dasto t\u00edm, kdo on\u011bm soukromn\u00edk\u016fm pom\u016f\u017ee. Proto\u017ee d\u00e1-li podnikatel do z\u00e1stavy nemovitost, bez probl\u00e9m\u016f dostane p\u0159inejmen\u0161\u00edm nebankovn\u00ed hypot\u00e9ku. Takov\u00e1 hypot\u00e9ka pro dlu\u017en\u00edky je toti\u017e dostupn\u00e1 komukoliv, kdo se za jej\u00ed splacen\u00ed zaru\u010d\u00ed pr\u00e1v\u011b nemovit\u00fdm majetkem. Co\u017e je z\u00e1ruka spl\u00e1cen\u00ed, kter\u00e1 je natolik jist\u00e1, \u017ee umo\u017e\u0148uje p\u016fj\u010dit leckomu, v\u010detn\u011b t\u011bch, o n\u011b\u017e nemaj\u00ed banky z\u00e1jem.A tak je to nebankovn\u00ed sektor se sv\u00fdmi hypot\u00e9kami, kdo u\u017e zachr\u00e1nil mnoh\u00e9 podnikatele p\u0159ed finan\u010dn\u00edmi probl\u00e9my. A mnoha dal\u0161\u00edm jist\u011b je\u0161t\u011b pom\u016f\u017ee, a\u017e se i tito dostanou do finan\u010dn\u00edch probl\u00e9m\u016f.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010c\u00edm se spas\u00ed podnikatel\u00e9?","item":"https:\/\/www.arnos.cz\/cim-se-spasi-podnikatele\/#breadcrumbitem"}]}]